The Importance of Renter’s Insurance
Now that you have chosen the perfect apartment in Houston, now you have to choose your provider for Renters insurance. Renters insurance works much the same way Homeowners insurance does except it’s tailored just for apartment renters. It is required that all residents obtain renters insurance for the entire term of your lease at Scotland Yard Apartments. E-Renter-Plan is the preferred provider of Scotland Yard and can be contacted at 1-888-906-5865 or www.renterslive.com. They are the largest provider of renters insurance exclusive to residents of apartments. Get the peace of mind that comes with knowing everything you own is fully covered.
Please be aware that the building’s insurance will not cover damages to your property or accidents and negligence on your part. You must have renters insurance in place to safeguard your apartment and belongings. Renters insurance is an affordable way to cover your possessions and potential liability. Personal property coverage would cover damage to your belongings caused by theft, natural disaster, or other infrastructure failure in the apartment such as a burst pipe or electrical surge.
There is nothing better than the joy that comes with starting a new life in a new apartment, unless it is the pleasure of knowing your new life is entirely insured and covered. Another feature of renters insurance that you should acquire is liability coverage. This would cover your interests in case you are sued due to the injury of others who are in your apartment home. It would also cover you if you are negligent in the damage of a neighbor’s person or property. An example of this is an accidental fire that spreads to your neighbor’s apartment. Your neighbor’s liability coverage protects you, and your coverage protects your neighbor.
Your insurance should also cover living expenses should you be forced to live elsewhere while any major damages to your apartment are being repaired.
Now you understand why Renters Insurance is so important!
Living in Houston, Texas, preparing for hurricane season becomes a normal part of life. The official hurricane season is declared from June 1 to November 30, with August and September being the months when storms are most frequent on the Texas coast. No need to panic, Texas hasn’t experienced a major hurricane in 7 years since hurricane Ike hit in 2008 as a Category 2. Scotland Yard Apartments experienced no damage during this storm, but power was out in the area for 24 hours.
You and your family will cope best by preparing for the hurricane before it ever enters the Gulf of Mexico. One way to prepare in your apartment is by assembling a disaster supply kit including bottled water, a flashlight and batteries to name a few. Once a storm is in the Gulf, you may not have the time to shop or search for supplies. During a storm it is important to monitor local TV and radio stations for updated information.
What is a hurricane? The term hurricane has it origin in the indigenous religions of past civilizations. The Mayan storm god was named Hunraken. A god considered evil by the Taino people of the Caribbean was called Huracan. Hurricanes might not be considered evil, but they are one of nature’s most powerful storms.